民生银行招聘考试笔试资料真题校园试卷.docx

relationship between Government and business. The two sessions, General Secretary of Pro, clear the word succinctly summarized the new relationship between Government and business, as pure politics, reshaping the political relationship specified in the direction. District leaders in handling political and business relations, engage in trading power for money, and finally stumbled, we a lesson, always keep in mind that Pro, clean practicing Pro, clear. Pro is to open a sincere engagement with private enterprise to help solve practical difficulties; Clear is to clarify the Division of power, exercised in accordance with, private entrepreneurs with innocent purity, not abusing power for personal gain, not to engage in trading power for money. Third, in order to maintain fairness and justice. Fairness and justice is the lifeline of the rule of law, is the best development environment. Currently, lax law enforcement and the judicial sector in our region also exist to varying degrees, law enforcement departments and individual window units power for personal gains and bribes, thick friends, relations, human cases, money cases in which seriously infringe on the legitimate rights and interests of enterprises and people. Especially some law enforcement and inspection for profit purposes, deliberately looking for corporate loopholes, found directly under the ticket does not give business improvement opportunities. We recruit a company doesnt easily, cultivating a business more difficult, never for personal gain, systematic harassment, card, last checked to check to get the enterprise collapsed. To guarantee the legitimate rights and interests. Always proceed from the overall situation of reform and development of services, fully consider the characteristics of production and management in non-public enterprises and social benefits, an accurate grasp of legal limits, protect the enthusiasm of entrepreneurs and practitioners in innovation and entrepreneurship, enhancing expectations and confidence. To promote strict enforcement. Strengthening law enforcement procedures, improve law enforcement performance evaluation, strengthening the supervision of law enforcement, exploration and practice of risk control mechanism of law enforcement to further standardize the social security, urban management, road traffic administrative law enforcement, effectively free, extensive law-enforcement and lax enforcement of law enforcement and other issues. To uphold justice. Justice is the last line of Defense to safeguard fairness and justice, to unequivocally support the courts and procuratorates independently exercise level . Judicial activities were rampant, must not be allowed to run, favors, money, must not be allowed to knowingly violate the miscarriage, violations of the legitimate rights and interests of the masses must not be allowed to abuse of power, to make forest mass can be felt in every judicial cases in equity and justice. Four to deepen grass-roots governance according to lawchain do long, and put scale big. To serve the development of enterprises. Duocuo simultaneously improving service efficiency, build better public services platform, enhance work efficiency, initiative to help businesses solve the project procedures, financing loans, issues such as land-use approval, reduce operating costs, business travel light and enhance the confidence to overcome all kinds of difficulties and the Foundation, real entrepreneurial passion play entrepreneurship, enhance the internal vitality and creativity. SI XING an construction, promoting the rule of law, tries to make the transformation of forest development XI General Secretary stressed, to reinvigorate Northeast China, optimized development environment is very important. Environment of rule of law most gather Moss, the most conducive to development. Improving the leading cadres using the method of thought and the rule of law Administration work, problem-solving, the ability to promote the development, is the key to promoting the rule of law. The law may affect the efficiency of out of the path of development will be more smooth, won development gains will be sustained, and end with greater efficiency. Leading cadres at all levels should take the lead in respect of law law, abide by, and actively foster Socialist culture, actively promoting the field of multi-level governance according to law, guide the masses and consciously abide by the law, failing to find law, solve the problem by law, in accordance with the law prevail. XXX administration by law of leading cadres do not exist on the rule of law, law enforcement, casual, and vow not to investors, the new scores and other turmoil. These important expositions on my district create good development environment with highly targeted and guidance, especially the General Secretary pointed out that the chaos in my area also exists to varying degrees, some even quite serious. Leading cadres at all levels must improve the development environment of rule of law as a fundamental task, adhere to the problem oriented, solid and solve the problems in the construction of rule of law, to rule the new effect for development environment improvements. To hold key minority. Leaders of this group, although few in number, but the effect is critical. If a local leaders take the lead right according to law, in accordance with the law, the local CPPCC fresh, pragmatic and efficient development environment. Conversely, if a local leaders of ignoring the law, impunity, not only the political environment will be destroyed, will have serious implications for the development environment. Now, some leading cadres lack of awareness on the importance of learning, that learn or not does not matter. Think efficiency is too low too much, act according to the procedure, than an executive order getting along with. In dealing with complex issues, often speak of settling and done; on the issue of handling letters and visits, like to spend money and buy stop and stable, but disregard the law administration, in accordance with the law, the rule民生银行招聘考试笔试复习资料中国民生银行于1996年1月12日在北京正式成立，是中国首家主要由非公有制企业入股的全国性股份制商业银行，同时又是严格按照公司法和商业银行法建立的规范的股份制金融企业。多种经济成份在中国金融业的涉足和实现规范的现代企业制度，使中国民生银行有别于国有银行和其他商业银行，而为国内外经济界、金融界所关注。作为中国银行业改革的试验田，民生银行锐意改革、积极进取，业务不断地拓展，规模不断地扩大，效益逐年递增，保持了快速健康的发展势头，为推动中国银行业的改革创新做出了积极贡献。2000年12月19日，中国民生银行A股股票（）在上海证券交易所挂牌上市。2003年3月18日，中国民生银行40亿可转换公司债券在上交所正式挂牌交易。2004年11月8日，中国民生银行通过银行间债券市场成功发行了58亿元人民币次级债券，成为中国第一家在全国银行间债券市场成功私募发行次级债券的商业银行。2005年10月26日，民生银行成功完成股权分置改革，成为国内首家完成股权分置改革的商业银行，为中国资本市场股权分置改革提供了成功范例。2009年11月26日，中国民生银行在香港交易所挂牌上市。站在新的历史起点，中国民生银行确定了“做民营企业的银行、小微企业的银行、高端客户的银行”的市场定位，积极推动管理架构和组织体系的调整、业务结构的调整和科技平台的建设，努力实现二次腾飞，打造成特色银行和效益银行，为客户和投资者创造更大的价值和回报。中国民生银行自上市以来，按照“团结奋进，开拓创新，培育人才；严格管理，规范行为，敬业守法；讲究质量，提高效益，健康发展”的经营发展方针，在改革发展与管理等方面进行了有益探索，先后推出了“大集中”科技平台、“两率”考核机制、“三卡”工程、独立评审制度、八大基础管理系统、集中处理商业模式及事业部改革等制度创新，实现了低风险、快增长、高效益的战略目标，树立了充满生机与活力的崭新的商业银行形象。截至2013年，中国民生银行实现净利润422.78亿元，加权平均净资产收益率达到23.23%；到2013年末，民生银行总资产超过3.2万亿元。截至2013年12月31日，中国民生银行在北京、上海、广州、深圳、武汉、大连、南京、杭州、太原、石家庄、重庆、西安、福州、济南、宁波、成都、天津、昆明、苏州、青岛、温州、厦门、泉州、郑州、长沙、长春、合肥、南昌、汕头、南宁、呼和浩特、沈阳、香港、贵阳、三亚、拉萨设立了36家分行，机构总数量达到852家。民生银行的高速发展在国内受到公众和业界的高度关注和认同。2004年在“中国最具生命力企业”评选中，民生银行排名第十八位，获得了“2004年中国最具生命力百强企业”称号；2005年度中国企业信息化500强中，民生银行排名第22位；在“2005年度财经风云榜”评选活动中，民生银行荣获“2005年度最佳网上银行”称号；在“2006民营上市公司100强”中位列第一名，并在市值、社会贡献两项分榜单中名列第一；2007年民生银行获得2007第一财经金融品牌价值榜十佳中资银行称号，同时荣获21世纪经济报道等机构评选的“最佳贸易融资银行奖”；2008年民生银行荣获第四届中国上市公司董事会“金圆桌奖”、荣获“2008年中国最具生命力百强企业”第三名；2009年民生银行荣获第一财经金融价值榜最佳小微企业服务奖、荣获亚洲银行家评选的“中国区贸易金融成就奖”、在21世纪亚洲金融年会上荣获“2009年亚洲最佳风险管理银行”和“2009年小微企业金融服务创新奖”；2011年荣获“2011年度最佳银行金融服务中心”、“民生U宝2011年度最佳网上银行安全产品”、“2011年度用户满意十大电子金融品牌”；2013年，在中国上市公司海外高峰论坛暨中国证券“金紫荆”奖颁奖典礼中，民生银行荣获“最佳投资者关系管理上市公司”大奖；在英国金融时报2013年度中国高峰论坛上，民生银行凭借在交易银行业务领域的有益探索而荣获“中国年度创新型交易银行奖”；获得亚洲银行家颁发的“2013年度中国最佳中小企业银行业务”。此外，中国民生银行在国际上也正享受着越来越高的知名度。在美国著名财经杂志福布斯评选的“2006中国顶尖企业十强榜”上，民生银行位列第七名。2007年12月，民生银行荣获福布斯颁发的第三届“亚太地区最大规模上市企业50强”奖项。在2008中国商业银行竞争力评价报告中民生银行核心竞争力排名第6位，在公司治理和流程银行两个单项评价中位列第一。在英国银行家2009年7月公布的一级资本全球银行1000强排名中，民生银行全球排名第107位，在亚洲地区排名第20位，在内地排名第8位。荣获由英国金融时报颁发的“2011年最佳贸易金融创新银行奖”。10多年来，中国民生银行全体员工怀揣着感恩之心，不断回报社会。尤其是近几年来，民生人更是加大了积极参与社会公益事业和承担社会责任的工作力度，获得了公众和媒体的广泛关注和高度赞誉。2005年10月，民生银行参加了中国扶贫基金会举办的“扶贫中国行大型公益活动”，同时捐助3100万元设立“民生教育扶贫基金”，这笔捐赠成为迄今为止民营企业中最大的一笔公益捐赠；2006年，民生银行出资1450万元，为全国贫困县在中央电视台免费播放电视广告，向全国观众展示其土特产品、自然及人文景观；2006年，民生银行荣获“扶贫中国行2005年度贡献奖”、“中国最受尊敬企业”称号和中国企业社会责任调查百家优秀企业奖；2007年3月，民生银行荣获2006年度“中华慈善奖”提名奖；2007年10月，民生银行通过了SAI国际组织颁布的SA8000体系认证（即企业社会责任管理体系），成为中国金融界第一家通过该项认证的商业银行；2008年，民生银行先后荣获中国扶贫基金会颁发的“2007扶贫中国行年度特别奖”、“年度公益企业”及“最具社会责任感企业”奖；2009年获我国公益慈善领域中的最高政府奖2009“中华慈善奖”；2011年连续第三次荣获公益慈善领域的最高政府奖“中华慈善奖”，成为今年国内唯一获奖的金融机构；在中国银行业协会首次举办的中国银行业社会责任评比表彰活动中获得“年度最佳公益慈善奖”；2013年在中国社科院发布的中国企业社会责任蓝皮书（2013）中，民生银行荣获“中国企业上市公司社会责任指数第一名”、“中国民营企业社会责任指数第一名”、“中国银行业社会责任指数第一名”；在2013年第十届中国最佳企业公民评选中荣获“2013年度中国最佳企业公民大奖”。2007年2月，中国民生银行董事会审议通过了中国民生银行五年发展纲要。发展纲要的出台是民生银行经过10多年快速发展后，重新进行市场定位和战略转型的重要标志，第一次系统、全面地规划未来3到5年的发展愿景、业务指标和实施方式。2009年，民生银行着力就现有管理体制进行了系统梳理和诊断，进一步理顺了影响总分支、事业部等经营管理的各种生产关系，完成管理支持体系优化设计，为全面的流程银行建设奠定了基础。2013年新一代银行系统的全面成功上线，将为民生银行战略转型的顺利实施、“二五”目标的成功实现提供强有力的科技支持。考试复习资料可以到 考通录网 上看看，资料很详细，比较有针对性，建议可以去了解一下【实战练习】：1.消费者剩余是指消费者购买某种商品时，从消费中得到的（B ）A. 满足程度 B. 满足程度超过他实际支付的价格部分C. 边际效用 D. 满足程度小于他实际支付的价格部分2.在完全竞争市场上，厂商短期均衡的条件是（C ） A. MR = SAC B. MR = STCC. MR = SMC D. AR=MC3.面对突点的需求曲线的垄断企业有稳价的倾向，其主要原因是（C ）A. 企业受到政府的管制B. 企业放弃利润极大化的目标C. 企业的定价策略必须顾及对手企业的反应D. 企业的成本结构是常数成本4.无数条等产量曲线与等成本曲线的切点连接起来的曲线是（D ）A. 无差异曲线 B. 消费可能线C. 收入消费曲线 D. 生产扩展路线5.在同一个平面图上有（B ）A. 三条无差异曲线 B. 无数条无差异曲线C. 许多但数量有限的无差异曲线 D. 二条无差异曲线6.已知产量为500时，平均成本为2元，当产量增加到550时，平均成本等于25元。在这一产量变化范围内，边际成本（D ）A. 随着产量的增加而增加，并小于平均成本B. 随着产量的增加而减少，并大于平均成本C. 随着产量的增加而减少，并小于平均成本D. 随着产量的增加而增加，并大于平均成本7.等成本曲线平行向外移动表明（B ）A. 产量提高了 B. 成本增加了C. 生产要素的价格按不同比例提高了 D. 生产要素的价格按相同比例提高了8.预算线上的表明（C ）A. 没有用完预算支出 B. 处于均衡状态C. 预算支出条件下的最大可能数量组合 D. 状态不可能确定9.蛛网理论主要是针对（B） A. 正常商品 B. 周期性商品 C. 任何商品 D. 吉芬商品10.无差异曲线为斜率不变的直线时，表示相结合的两种商品是（B ）A. 可以替代的 B. 完全替代的 C. 互补的 D. 互不相关的11.某低档商品的价格下降，在其他情况不变时，（C ）A. 替代效应和收入效应相互加强导致该商品需求量增加B. 替代效应和收入效应相互加强导致该商品需求量减少C. 替代效应倾向于增加该商品的需求量，而收入效应倾向于减少其需求量D. 替代效应倾向于减少该商品的需求量，而收入效应倾向于增加其需求量12.无差异曲线上任一点上商品X和Y的边际替代率等于它们的（C ）A. 价格之比 B. 数量之比C. 边际效用之比 D. 边际成本之比13.边际成本曲线与平均成本曲线的相交点是（B ）A. 边际成本曲线的最低点 B. 平均成本曲线的最低点C. 平均成本曲线下降阶段的任何一点 D. 边际成本曲线的最高点14.已知某企业生产的商品价格为10元，平均成本为11元，平均可变成本为8元，则该企业在短期内（C ）A. 停止生产且亏损 B. 继续生产且存在利润C. 继续生产但亏损 D. 停止生产且不亏损15.正常利润（A ）A. 是经济成本的一部分 B. 是经济利润的一部分C. 不是经济成本的一部分 D. 与企业决策不相关16.边际收益递减规律只是在下列情况下起作用（C ）A. 所有投入要素的投入量都按同一比例变化B. 生产函数中只有一种投入要素C. 生产函数中至少有一种投入要素的投入量是不变D. 在科布道格拉斯生产函数中诸变量的指数之和小于117.在完全竞争市场上，厂商短期均衡的条件是（C ） A. MR = SAC B. MR = STCC. MR = SMC D. AR=MC18.如果消费者消费15个面包获得的总效用是100个效用单位，消费16个面包获得的总效用是106个效用单位，则第16个面包的边际效用是（D ）A. 108个 B. 100个C. 106个 D. 6个19.完全竞争市场的厂商短期供给曲线是指（C ）A. AVC SMC中的那部分AVC曲线 B. AC SMC中的那部分AC曲线C. SMCAVC那部分SMC曲线 D. SMCAC那部分SMC曲线20.在生产技术水平不变的条件下，生产同一产量的两种不同的生产要素的不同组合构成的曲线是（A ）A. 无差异曲线 B. 等成本曲线C. 等产量曲线 D. 生产可能线参与本物业的竣工验收，并在物业移交接管时，与甲方办理物业管理书面交接手续；本物业交付使用后的质量标准.说课标就是要把课程标准中的课程目标（三维目标）作为本课题教学的指导思想和教学依据，从课程论的高度驾驭教材和指导教学设计。Grass-roots governance according to law is an important foundation for promoting the construction of rule of law, but also the most basic development environment. Despite my good social order in General, but there are law-abiding consciousness, social order is not standard, regardless of faith, Twining visit visit and other outstanding problems. We want to actively promote the field of multi-level governance according to law, promote the continuous improvement of the social environment. To promote universal compliance. Actively foster the rule of law culture, carry out law publicity and education on honesty and trustworthiness, guide the masses and consciously abide by the law, failing to find method, problem-solving method, method of gradually changing the world, he is not looking for but someone unspoken rules, formed all law law, abide by the good atmosphere. To strengthen the comprehensive management of public security. Deepening peace xingan construction, strongly against violence crime, mafia and serious criminal offences, to protect the legitimate rights and interests of citizens, legal persons, carry out criminal policy of temper justice with mercy, the maximum stimulating social vitality, and earnestly safeguard social harmony and stability. To resolve social conflicts by law. To further smooth channels of reporting social conditions and public opinion, improving regulation, arbitration, as well as dispute resolution mechanisms, implement fully the petitioners cases third-party hearings and supervising system of letters and calls, and to resolve the involved law lawsuit into the orbit of rule of law, vexatious, Twining visit visit, disturbing social order and other malicious extortion, resolutely crack down. Five, improving cadres Vitale, provide strong protection for forest development XI General Secretary stressed that the comprehensive revitalization in Northeast China, needs a high quality, solid style, cadres of the dare to play. Cadre cadres is a pledge, should want to do work and able to do good, enthusiasm is paramount. Treat party cadres, it is necessary to Strict management, and warm care, enable the broad masses of cadres work hard work, this is two parallel principles. In strict accordance with the standards of good cadres selection and appointment, the real officers, dare officers, those who want to play, good as excellent cadres at all levels of leadership in the past. At present, some leading cadres work initiative is not high, beyond political, idle, lazy governance governance, not as, slow, messy and a phenomenon still exist to varying degrees, affected and restricted economic and social development. We must mobilize the enthusiasm of cadres as an urgent task, adhere to combination of incentives and constraints, and adhere to the strict management and warm care, practical solution for the officers not to problem, motivate cadres and better lead the masses to an undertaking, the cadres and create the new achievement in a dare to play, good at shows as new. To identify the problem, accurate pulseof law to visit and contribute to make visits to the vexatious visits arrogance. On these issues, we need to have a proper understanding, should take the lead to establish a sense of fear of the law, strengthen the application of the rule of law and the rule of law work of thinking and take up responsibility for the construction of the rule of law. Put learning first. Premise is ignorant of the law, abide by the law. Leading cadres at all levels should take the lead in studying the Constitution and laws and regulations closely related to work assumed by, an accurate grasp of the basic position of our party to address the issue of the rule of law, known for the scale to do things, figure out how to use it right, what things do, what not to do, it can never legal literacy. To enhance the awareness of the rule of law. Firmly establish the supremacy of constitutional law, legal equality before the, right by the law makes the right to statutory, as well as the rule of law, develop habits of rule of law, to discard the rule and cannot, must not get overridden by authority, at the right pressure. Should take the lead to abide by. Fulfil its mandate in strict accordance with statutory authority and procedures, no matter what you want to adhere to the law, thought of rule by law and the rule of law to tackle hot issues, effective statutor