电大开放教育课程金融统计分析期末复习试题含有答案.doc

试卷代号：1013 中央广播电视大学2013-2014学年度第一学期“开放本科”期末考试金融统计分析 试题一、单项选择题（从下列每小题的四个选项中，选择一个正确的，将其顺序号填入题后的括号内，每小题2分，共40分）1.我国的货币与银行统计体系的三个基本组成部分是( )。A.货币当局资产负债表、商业银行资产负债表、特定存款机构资产负债表B.货币当局资产负债表、存款货币银行资产负债表、特定存款机构资产负债表C.货币当局资产负债表、存款货币银行资产负债表、政策性银行资产负债表D.货币当局资产负债表、存款货币银行资产负债表、保险公司资产负债表2.中央银行期末发行货币的存量等于( )。 A.期初发行货币存量+本期发行的货币B.期初发行货币存量+本期发行的货币-本期回笼的货币C.流通中的货币+本期发行的货币-本期回笼的货币D.流通中的货币-本期回笼的货币3.一般地，银行贷款利率和存款利率的降低，分别会使股票价格发生如下哪种变化?( ) A.上涨、下跌 B.上涨、上涨C.下跌、下跌 D.下跌、上涨4. X股票的系数为1.9，Y股票的系数为0.8，现在股市处于牛市，请问你想短期获得较大的收益，则应该选哪种股票?( ) A.X BY CX和Y的某种组合 D无法确定5.某支股票年初每股市场价值是15元，年底的市场价值是17元，年终分红2元，则得到该股票的年收益率按对数公式计算是( )。 A.23.6% B.32.3% C.17.8% D.26.7%6.某人投资四种股票，投资状况见下表，则其所投资的股票组合的年预期收益率为( )。股票种类ABCD投资比例0.2年收益率50.05A. 0.133 B. 0.130 C. 0.167 D. 0.1877.对于付息债券，如果市场价格等于面值，则( )。 A.到期收益率低于票面利率B.到期收益率高于票面利率C.到期收益率等于票面利率D.不一定8.不良资产比例增加，意味着商业银行哪种风险增加了?( ) A.市场风险B.流动性风险 C.信贷风险D.偿付风险9.2009年9月11日，国家外汇管理局公布的人民币对美元基准汇率为1美元= 6.8282人民币元，这是( )。 A.买人价B.卖出价 C.浮动价D.中间价10.一美国出口商向德国出售产品，以德国马克计价，收到货款时，他需要将1000万德国马克兑换成美元，银行的标价是USD/DEM,1.9300-1.9310，他将得到( )万美元。 A. 518.1 B. 517.9 C. 1930.0 D. 1931.011.巴塞尔协议中规定的核心资本占总资本的比率与资本占风险资产的比率最低限额分别是( )。 A. 5% 10%B. 4% 8% C. 5% 8%D. 4% 10%12.在测定银行整体风险敞口程度的方法中，压力测试法主要在下列哪种情况下适用( ) 。A.资本充足率较低的银行 B.银行的资产组合的价格比较平稳的时期C.资本充足率较高的银行 D.银行的资产组合的价格发生异常波动的时期13.某商业银行5月份贷款余额为1000。亿元，预计今后两月内贷款月增长速度均为5%，则7月份该行预计贷款余额为( )。A. 10500亿元B. 11000亿元C. 11025亿元D. 11050亿元14.外汇收支统计的记录时间应以( )为标准。A.签约日期B.交货日期C.收支行为发生日期D.所有权转移15.一国某年末外债余额34亿美元，当年偿还外债本息额20亿美元，国内生产总值312亿美元，商品劳务出口收入65亿美元。则偿债率为( )。A. 10. 90% B. 30. 77% C. 52. 31%D. 6. 41%16.下列外债中附加条件较多的是( )。A.外国政府贷款B.国际金融租赁C.国际商业贷款D.国际金融组织贷款17.二十世纪五十年代后期，由于金融机构和金融工具不断创新，金融活动对经济发展的作用不断提高，许多国家认识到，要全面地分析和把握金融活动对国民经济的影响，就必须要编制( )账户。A.生产账户B.资金流量账户C.国民收入账户D.资本账户18. 1968年，联合国正式把资金流量账户纳人( )中。A.国民经济核算账户体系B.国际收支表C.货币与银行统计体系D.银行统计19.非货币金融机构包括( )。A.工商银行、建设银行等B.存款货币银行、企业集团财务公司等C.企业集团财务公司、租赁公司等D.民生银行、光大银行等 20.金融体系国际竞争力指标体系中用于评价货币市场效率竞争力的指标是( ). A.股票市场活力B.资本成本的大小 C.资本市场效率的高低D.银行部门效率 二、多选题（每题3分，共15分）1.存款货币银行的储备资产是存款货币银行为应付客户提取存款和资金清算而准备的资金，主要包括( )。 A.存款货币银行的持有的外汇B.存款货币银行的库存现金 C.存款货币银行持有的中央银行债券D.存款货币银行对政府的债权 E.存款货币银行缴存中央银行的准备金2.下面论点正确的有( )。 A.适度的通货膨胀对股票市场有利 B.对国际化程度较高的证券市场，币值大幅度波动会导致股价下跌C.适度从紧的货币政策会使股市上涨D.积极的财政政策会导致股市上涨E.存款利率和贷款利率下调会使股价上涨3.威廉安尔伯茨提出的关于银行资本收益率的分析方法中，将资本收益率分为( ) A.杠杆系数B.资产收益率C.金融杠杆收益率 D.资产使用率 E.投资收益率4.用于描叙股票市场活力的竞争力的主要指标有( )。 A.股票市场筹资额B.股票市场人均交易额 C.国内上市公司数目D.股东的权利和责任 E.内幕交易5.下列关于动态经济分析方法特点说法正确的是( )。 A.它十分重视时间因素，重视过程分析B.它一般从生产要素和技术知识的增长变化出发C.它不考虑由经济制度中所固有的内生因素所决定的经济过程的发展D.它把经济活动看作一个连续的发展过程，经济分析的角度是过程上的特征和规律性E.它不分析增长经济的特征，将要素和技术看作稳定不变三、计算分析题（第1题12分，第2题13分，第3题10分，第4题10分,共45分）1.某证券投资基金的基金规模是25亿份基金单位。若某时点，该基金有现金5亿元，其持有的股票A(4000万股),B(1000万股),C(1500万股)的市价分别为25元、20元、20元。同时，该基金持有的7亿元面值的某种国债的市值为8亿元。另外，该基金对其基金管理人有200万元应付未付款，对其基金托管人有100万元应付未付款。试计算该基金的总资产、基金总负债、基金总净值、基金单位净值。2.已知某年度非金融企业部门的实物投资为12000亿元，当年该部门的可支配收人为6000亿元。请根据下表给出的非金融企业部门的资金流量数据，分析该部门的融资特点。 某年度非金融企业部门的资金来源数据单位:亿元数额资金来源1.企业可支配收入60002.从其他部门借入(1)从金融机构净借入(2)从证券市场净借入(3)从国外净借入590040004001500统计误差1003.已知1994年货币当局的基础货币(储备货币)比1993年增加了4000亿元。其中，94年与93年相比，发行货币减少了100亿元;对金融机构负债增加2000亿元;非金融机构存款增加210。亿元。要求:(1)计算影响94年基础货币(储备货币)变动的各个因素的影响百分比。(2)分析其中的主要影响因素。4.已知某支股票年初每股市场价值是20元，年底的市场价值是25元，年终分红3元，要求写出计算该股票年收益率的公式，并根据已知数据计算。 参考答案一、单项选择（每题2分，计20分）1B 2B 3B 4A 5A 6B 7C 8C 9D 10B11B 12D 13C 14C 15B 16A 17B 18A 19C 20D 二、多选题（每题3分，共15分）1BE 2ABDE 3CE 4ABCDE 5ABD三、计算分析题（第1题14分、第2题13分、第3题18分，共45分）1.解: (1)基金总资产: =50000+25 4000+20 1000+20 1500+80000=280000(万元) (2)基金总负债: =200+100=300(万元) (3)基金总净值-基金总资产-基金总负债 = 280000-300=279700(万元) (4)基金单位净值基金总净值/基金单位 =279700/250000=1.1188元 2.解: 第一步:计算如分析表。 其中，各种资金来源用于实物投资的比重=各种资金来源/实物投资 100数额(亿元)结构(%)资金运用实物投资12000100资金来源1.企业可支配收入6000502.从其他部门借入(1)从金融机构净借入(2)从证券市场净借入(3)从国外净借入59004000400150049.1733.333.3312.50统计误差1000.83 第二步: 从表中的结构指标看，企业进行实物投资的资金，有50%来源于企业自有资金，有49. 17%从其他部门借入。在从其他部门借入的部分中，以从金融机构借入为主，占33.33%；其次从国外借入，占12.50%。证券市场对促进企业融资的作用非常有限，只占3.33%。3.答案:(1)影响94年基础货币(储备货币)变动的各个因素的影响百分比分别是:(计算保留一位小数百分比) 发行货币变化减少的影响百分比-100亿元/4000亿元-2.5%对金融机构负债增加的影响百分比2000亿元/4000亿元50%非金融机构存款增加的影响百分比2100亿元/4000亿元52.5% (2)从影响百分比看，非金融机构存款增加的影响最大，其次是对金融机构负债增加的影响。4.答案:股票收益率计算公式:Rp =(P1+D-Po)/Pa 该股票年收益率计算: Rp = (25+3-20)/20=40%请您删除一下内容，O(_)O谢谢！2016年中央电大期末复习考试小抄大全，电大期末考试必备小抄，电大考试必过小抄Basketball can make a true claim to being the only major sport that is an American invention. From high school to the professional level, basketball attracts a large following for live games as well as television coverage of events like the National Collegiate Athletic Association (NCAA) annual tournament and the National Basketball Association (NBA) and Womens National Basketball Association (WNBA) playoffs. And it has also made American heroes out of its player and coach legends like Michael Jordan, Larry Bird, Earvin Magic Johnson, Sheryl Swoopes, and other great players. At the heart of the game is the playing space and the equipment. The space is a rectangular, indoor court. The principal pieces of equipment are the two elevated baskets, one at each end (in the long direction) of the court, and the basketball itself. The ball is spherical in shape and is inflated. Basket-balls range in size from 28.5-30 in (72-76 cm) in circumference, and in weight from 18-22 oz (510-624 g). For players below the high school level, a smaller ball is used, but the ball in mens games measures 29.5-30 in (75-76 cm) in circumference, and a womens ball is 28.5-29 in (72-74 cm) in circumference. The covering of the ball is leather, rubber, composition, or synthetic, although leather covers only are dictated by rules for college play, unless the teams agree otherwise. Orange is the regulation color. At all levels of play, the home team provides the ball. Inflation of the ball is based on the height of the balls bounce. Inside the covering or casing, a rubber bladder holds air. The ball must be inflated to a pressure sufficient to make it rebound to a height (measured to the top of the ball) of 49-54 in (1.2-1.4 m) when it is dropped on a solid wooden floor from a starting height of 6 ft (1.80 m) measured from the bottom of the ball. The factory must test the balls, and the air pressure that makes the ball legal in keeping with the bounce test is stamped on the ball. During the intensity of high school and college tourneys and the professional playoffs, this inflated sphere commands considerable attention. Basketball is one of few sports with a known date of birth. On December 1, 1891, in Springfield, Massachusetts, James Naismith hung two half-bushel peach baskets at the opposite ends of a gymnasium and out-lined 13 rules based on five principles to his students at the International Training School of the Young Mens Christian Association (YMCA), which later became Springfield College. Naismith (1861-1939) was a physical education teacher who was seeking a team sport with limited physical contact but a lot of running, jumping, shooting, and the hand-eye coordination required in handling a ball. The peach baskets he hung as goals gave the sport the name of basketball. His students were excited about the game, and Christmas vacation gave them the chance to tell their friends and people at their local YMCAs about the game. The association leaders wrote to Naismith asking for copies of the rules, and they were published in the Triangle, the school newspaper, on January 15,1892. Naismiths five basic principles center on the ball, which was described as large, light, and handled with the hands. Players could not move the ball by running alone, and none of the players was restricted against handling the ball. The playing area was also open to all players, but there was to be no physical contact between players; the ball was the objective. To score, the ball had to be shot through a horizontal, elevated goal. The team with the most points at the end of an allotted time period wins. Early in the history of basketball, the local YMCAs provided the gymnasiums, and membership in the organization grew rapidly. The size of the local gym dictated the number of players; smaller gyms used five players on a side, and the larger gyms allowed seven to nine. The team size became generally established as five in 1895, and, in 1897, this was made formal in the rules. The YMCA lost interest in supporting the game because 10-20 basketball players monopolized a gymnasium previously used by many more in a variety of activities. YMCA membership dropped, and basketball enthusiasts played in local halls. This led to the building of basketball gymnasiums at schools and colleges and also to the formation of professional leagues. Although basketball was born in the United States, five of Naismiths original players were Canadians, and the game spread to Canada immediately. It was played in France by 1893; England in 1894; Australia, China, and India between 1895 and 1900; and Japan in 1900. From 1891 through 1893, a soccer ball was used to play basketball. The first basketball was manufactured in 1894. It was 32 in (81 cm) in circumference, or about 4 in (10 cm) larger than a soccer ball. The dedicated basketball was made of laced leather and weighed less than 20 oz (567 g). The first molded ball that eliminated the need for laces was introduced in 1948; its construction and size of 30 in (76 cm) were ruled official in 1949. The rule-setters came from several groups early in the 1900s. Colleges and universities established their rules committees in 1905, the YMCA and the Amateur Athletic Union (AAU) created a set of rules jointly, state militia groups abided by a shared set of rules, and there were two professional sets of rules. A Joint Rules Committee for colleges, the AAU, and the YMCA was created in 1915, and, under the name the National Basketball Committee (NBC) made rules for amateur play until 1979. In that year, the National Federation of State High School Associations began governing the sport at the high school level, and the NCAA Rules Committee assumed rule-making responsibilities for junior colleges, colleges, and the Armed Forces, with a similar committee holding jurisdiction over womens basketball. Until World War II, basketball became increasingly popular in the United States especially at the high school and college levels. After World War II, its popularity grew around the world. In the 1980s, interest in the game truly exploded because of television exposure. Broadcast of the NCAA Championship Games began in 1963, and, by the 1980s, cable television was carrying regular season college games and even high school championships in some states. Players like Bill Russell, Wilt Chamberlain, and Lew Alcindor (Kareem Abdul-Jabbar) became nationally famous at the college level and carried their fans along in their professional basketball careers. The womens game changed radically in 1971 when separate rules for women were modified to more closely resemble the mens game. Television interest followed the women as well with broadcast of NCAA championship tourneys beginning in the early 1980s and the formation of the WNBA in 1997. Internationally, Italy has probably become the leading basketball nation outside of the United States, with national, corporate, and professional teams. The Olympics boosts basketball internationally and has also spurred the womens game by recognizing it as an Olympic event in 1976. Again, television coverage of the Olympics has been exceptionally important in drawing attention to international teams. The first professional mens basketball league in the United States was the National Basketball League (NBL), which debuted in 1898. Players were paid on a per-game basis, and this league and others were hurt by the poor quality of games and the ever-changing players on a team. After the Great Depression, a new NBL was organized in 1937, and the Basketball Association of America was organized in 1946. The two leagues came to agree that players had to be assigned to teams on a contract basis and that high standards had to govern the game; under these premises, the two joined to form the National Basketball Association (NBA) in 1949. A rival American Basketball Association (ABA) was inaugurated in 1967 and challenged the NBA for college talent and market share for almost ten years. In 1976, this league disbanded, but four of its teams remained as NBA teams. Unification came just in time for major television support. Several womens professional leagues were attempted and failed, including the Womens Professional Basketball League (WBL) and the Womens World Basketball Association, before the WNBA debuted in 1997 with the support of the NBA. James Naismith, originally from Al-monte, Ontario, invented basketball at the International YMCA Training School in Springfield, Massachusetts, in 1891. The game was first played with peach baskets (hence the name) and a soccer ball and was intended to provide indoor exercise for football players. As a result, it was originally a rough sport. Although ten of Naismiths original thirteen rules remain, the game soon changed considerably, and the founder had little to do with its evolution. The first intercollegiate game was played in Minnesota in 1895, with nine players to a side and a final score of nine to three. A year later, the first five-man teams played at the University of Chicago. Baskets were now constructed of twine nets but it was not until 1906 that the bottom of the nets were open. In 1897, the dribble was first used, field goals became two points, foul shots one point, and the first professional game was played. A year later, the first professional league was started, in the East, while in 1900, the first intercollegiate league began. In 1910, in order to limit rough play, it was agreed that four fouls would disqualify players, and glass backboards were used for the first time. Nonetheless, many rules still differed, depending upon where the games were played and whether professionals, collegians, or YMCA players were involved. College basketball was played from Texas to Wisconsin and throughout the East through the 1920s, but most teams played only in their own regions, which prevented a national game or audience from developing. Professional basketball was played almost exclusively in the East before the 1920s, except when a team would barnstorm into the Midwest to play local teams, often after a league had folded. Before the 1930s very few games, either professional or amateur, were played in facilities suitable for basketball or with a perfectly round ball. Some were played in arenas with chicken wire separating the players from fans, thus the word cagers, others with posts in the middle of the floor and often with balconies overhanging the corners, limiting the areas from which shots could be taken. Until the late 1930s, all players used the two-hand set shot, and scores remained low. Basketball in the 1920s and 1930s became both more organized and more popular, although it still lagged far behind both baseball and college football. In the pros, five urban, ethnic teams excelled and played with almost no college graduates. They were the New York Original Celtics; the Cleveland Rosenblums, owned by Max Rosenblum; Eddie Gottliebs Philadelphia SPHAs (South Philadelphia Hebrew Association); and two great black teams, the New York Renaissance Five and Abe Sapersteins Harlem Globetrotters, which was actually from Chicago. While these teams had some notable players, no superstars, such as Babe Ruth, Jack Dempsey, or Red Grange, emerged to capture the publics attention as they did in other sports of the period. The same was true in college basketball up until the late 1930s, with coaches dominating the game and its development. Walter Doc Meanwell at Wisconsin, Forrest Phog Allen at Kansas, Ward Piggy Lambert at Purdue, and Henry Doc Carlson at Pittsburgh all made significant contributions to the games development: zone defenses, the weave, the passing game, and the fast break. In the decade preceding World War II, five events changed college basketball and allowed it to become a major spectator sport. In 1929, the rules committee reversed a decision that would have outlawed dribbling and slowed the game considerably. Five years later, promoter Edward Ned Irish staged the first intersectional twin bill in Madison Square Garden in New York City and attracted more than 16,000 fans. He demonstrated the appeal of major college ball and made New York its center. In December 1936, Hank Luisetti of Stanford revealed the virtues of the one-handed shot to an amazed Garden audience and became the first major collegiate star. Soon thereafter, Luisetti scored an incredible fifty points against Duquesne, thus ending the Easts devotion to the set shot and encouraging a more open game. In consecutive years the center jump was eliminated after free throws and then after field goals, thus speeding up the game and allowing for more scoring. In 1938, Irish created the National Invitation Tournament (NIT) in the Garden to determine a national champion. Although postseason tournaments had